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Credit Card Merchant Services



Typically GatewayOnly encourages merchants to bring their own merchant accounts to us, so that we can build their Authorize.Net accounts. However, for those merchants that do not already have their eCommerce merchant accounts set up, we are happy to provide a BUNDLED merchant account and Authorize.Net gateway solution through our partner Merchant Focus Processing. Merchant Focus Processing offers the highest quality Visa/MasterCard processing services at the most competitive rates. American Express and Discover Card available right on the application.

Internet Merchant Account Rates and Fees:
VISA/MasterCard Rate: QUALIFIED
(Debit/Credit/Rewards)

2.19% Discount Rate

VISA/MasterCard Rate: NON-QUAL
(Corporate/Foreign/Gov)
3.79% Discount Rate
Per Transaction Fee

$0.24 per transaction

No Address Verification (AVS) Fees

N/A

No Batch Header Fees

N/A

Service Fee: includes Statement mailed each month

$10.00 per month

No Annual Fee

N/A

No Termination Penalties

with Written Notice

American Express/Discover Card

Quoted Separately

Authorize.Net Set Up Fee

FREE Set-Up

Authorize.Net Gateway Fees

$15.00 Monthly Access fee
$0.10 cents per transaction


Credit card processing on the Internet can be very confusing. Here is a diagram to help you understand the flow of a transaction from Step 1: "authorization" through to Step 9: "settlement" of funds into your checking account:

 

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